27 October 2014, Monday, 11:46
UFA, 26 October 2014. /Bashinform News Agency, Sergey Zakharov/. Soon citizens registered on a single portal of public services will be able to send their account statement in the Pension Fund of Russia (PFR) when applying for loans. This is a new project the Ministry of Communications of Russia allowing users of the public services portal to request an account statement online. The document will be sent to the bank by e-mail or through a system of interdepartmental electronic interaction (SMEV). The whole procedure of receiving and sending statements will take 5-7 minutes. An employee of the bank will verify the identity of the applicant, examine the statement and on its basis will decide on the amount of the loan and the interest rate on it.
As a result of this project banks will be able to use reliable information about the borrower's income. As a result, citizens who take advantage of this service will be able to receive loans at more favourable terms, the press service of the Ministry of Communications of the Russian Federation informs.