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26 April, Wednesday

Ufa   °

Inflow of bank deposits in 2012 will be lower

Business

The inflow of personal deposits in Russia in 2012 won’t be as stormy as in 2011. Thus, at the end of 2011 the annual growth index reached 20%. In 2012 this figure has to be equal to 16-18%. This is the forecast of the general director of the Deposit Insurance Agency Alexander Turbanov, published on the Agency’s site.

“The lowering of the rates is a quite objective process because of so-called base effect and if comparing our country with other states we can see that our market of personal bank deposits is still going on rapidly growing” – Alexander Turbanov mentioned.

It should be mentioned that Russian banks have managed to reach the 20%-index of growth mainly due to the regular rise of deposit interest rates. These rates were steadily going up since August 2011 first of all because of the shortage of liquidity. Certain drop of the interest rates was registered after the second decade of January – 9,47% of interest per annum against 9,51% at the very beginning of the year.

Tags: banks,deposits
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